Tax Bracket & Marginal Rate Calculator
See exactly which brackets your income falls into and your marginal rate.
This is an estimate for the 2026 tax year, not tax, legal, or financial advice. Figures are simplified and don't include every credit or deduction. Talk to a tax professional before making decisions.
Full Single bracket schedule (2026)
| Tax rate & range | Up to (taxable income) |
|---|---|
| 10% — $0 – $12,400 | $12,400 |
| 12% — $12,400 – $50,400 | $50,400 |
| 22% — $50,400 – $105,700← your bracket | $105,700 |
| 24% — $105,700 – $201,775 | $201,775 |
| 32% — $201,775 – $256,225 | $256,225 |
| 35% — $256,225 – $640,600 | $640,600 |
| 37% — Over $640,600 | $640,600 |
22.0%
top bracket reached
11.0%
of income
$8,770
Tax owed by bracket
Your taxable income by bracket
| Bracket | Tax for this slice |
|---|---|
| 10% on $12,400 | $1,240 |
| 12% on $38,000 | $4,560 |
| 22% on $13,500 | $2,970 |
| Total federal tax | $8,770 |
Taxable income of $63,900 after your $16,100 standard deduction.
How this is calculated
The federal government taxes income in slices, not all at once. Each filing status has seven brackets for 2026, and every dollar you earn falls into exactly one slice, taxed at that slice's rate.
Your marginal rate is the rate on your very last dollar of taxable income — the highest bracket you reach. It is not the rate you pay on your whole income; only the income that falls inside that top slice is taxed that high.
We first subtract your standard deduction from your income to find taxable income, then show you exactly how much of that taxable income lands in each bracket, and how much tax that slice contributes.