Free 2026 Iowa tax calculator
Iowa Tax Calculator: Paycheck & Salary After Iowa State Tax
Enter your salary to see your 2026 federal income tax, Iowa state tax, paycheck withholding, Social Security, Medicare, and 401(k), and what you take home.
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Your details
Overtime
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401(k) contributions
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2026 combined limit: $24,500.
Take-home pay
$62,682
What you keep after all taxes
Total tax
$17,318
Federal, state, and FICA taxes combined
Effective rate
21.6%
Share of your gross pay that goes to all taxes
Marginal rate
22.0%
Federal tax on your next dollar earned
Where your taxes go
Share of your $80,000 income
$62,682take-home78.4% of income
- Federal income tax$8,77011.0%
- Social Security$4,9606.2%
- Medicare$1,1601.5%
- State income tax$2,4283.0%
- Take-home pay$62,68278.4%
Total tax$17,31821.6%
Federal tax bracket breakdown
| Bracket | Tax for this slice |
|---|---|
| 10% on $12,400 | $1,240 |
| 12% on $38,000 | $4,560 |
| 22% on $13,500 | $2,970 |
| Total federal tax | $8,770 |
Where your salary goes, explained
- Take-home: You keep $62,682 of your $80,000 gross pay after everything below is taken out.
- Federal tax: You owe $8,770 in federal income tax this year, taxed in brackets up to your 22.0% top rate.
- Social Security: 6.2% of your wages comes out to $4,960 this year, funding retirement and disability benefits.
- Medicare: 1.45% of your wages comes out to $1,160 this year, funding healthcare for retirees.
- State tax: Iowa taxes income at a flat 3.80%, so you owe $2,428 this year.
How Iowa state tax affects your salary
- Flat 3.8% rate. Iowa taxes $63,900 of your pay at 3.8%, which comes to $2,428 this year.
- Standard deduction. The first $16,100 of your pay isn't taxed by Iowa.
This is an estimate for the 2026 tax year, not tax, legal, or financial advice. Figures are simplified and don't include every credit or deduction. Talk to a tax professional before making decisions.